Our Beginning

Moore Combined Federal Credit Union (MCFCU) was chartered on April 20, 1973. MCFCU was created by a group of salesmen and Human Resources employees of Moore Business Forms. Moore Business Forms was a regional paper supply company located within the community of Denton. The first meeting was held by a select few individuals that discussed the need to start their own credit union. Other plants within Moore Business Forms already created credit unions so everyone knew the benefits that a credit union could bring to the employee base. The following year consisted of many loan demands, but few deposits. This led to a stack of approved loans that could not be funded until more share deposits became available. The first loan wasn’t completed until the following year.

1980 Moor Combined Logo

1980s

The 1980’s were mostly uneventful, but the few changes that did occur greatly impacted the credit union. MCFCU got permission to have each of the Moore Business Forms’ locations as their field of membership. One plant located in Nacogdoches, Texas, had its own credit union, however, with this new field of membership there was no need to have multiple credit unions for the same employee base. This led to a merger between these two credit unions.

1990 Jostens Denton

1990s

The 1990’s had some challenges that were turned into future opportunities. Moore Business Forms had decided to close its plant in which the credit union was located. This not only brought on the challenge of employee layoffs, but the credit union had to either move its location or close along with the plant. The Board of Directors decided to stay open so they quickly found a space to lease in a shopping center nearby. Shortly thereafter, in order to retain membership, the Board of Directors decided to start offering share draft accounts.

In an effort to continue growth, in 1994 the Board voted to allow the credit union to accept additional Select Employee Groups. This led the credit union into a merger with Jostens Employees FCU in 1996. Jostens is a leader in the manufacturing of class and championship rings and is still with the credit union to this day.

Members Choice Logo

2000s

In 2003, the Board of Directors decided it was time to change the change the name of the credit union. Moore Business Forms had not only moved out of Denton but also had been bought out by another company, changing its name. The Board of Directors’ main goal was to keep the same acronym MCFCU. After much deliberation, NCUA approved the new name Members’ Choice Federal Credit Union. The next few years had very slow growth patterns due to the fact that MCFCU was still a closed membership. The Board met and chose to apply for a Community Charter. After well documented research and reporting to NCUA, the charter was granted in 2007 to include the cities of Denton and Argyle.

2010 building

2010s

Before 2010, MCFCU operated out of a leased space in a shopping mall strip. The space did not allow for a drive-thru or the room necessary for an ATM. Management and the Board decided to purchase land and have the credit union build its own place. By the end of 2010, the new building was complete with a drive-thru, ATM and night deposit box.

LiFE CU logo

2016

In June of 2016, the Board and management decided to change the name of the credit union to LiFE Federal Credit Union. This stands for Living in Fulfillment Everyday and fits the future direction of the credit union. The Board and staff feels that it is the credit union’s job to better anyone financially through the products and services it offers.

In late September, the credit union started a new service to its members called LiFE Investments and Legacy Planning. This service allows our members to have more investment opportunities as well as help with legacy planning for their family and provides an additional revenue source for the credit union.

Credit union second location

Future

In early 2017 the credit union opened a second location in Cross Roads, Texas. The focus for the future is to find potential partners to aide inthe future growth of the credit union and impact more lives.


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You are leaving LiFE Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by LiFE Credit Union. The site you are about to visit may have a privacy policy that is different than LiFE Credit Union’s. Please review their privacy policy. LiFE Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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